Apply for an auto loan in minutes

Skip the dealership all together

Skip the dealership all together

Get pre-approved in three quick and easy steps then choose whether you want to buy 100% online or in-person.

How to navigate the car buying process

There are many things to consider when shopping for a used car, especially when it comes to getting pre-approved for a car loan. There’s the interest rate, length of the loan, down payment, how much a lender’s willing to loan you, and your credit score of course.

Soft versus hard credit pull

It’s important to understand the difference between credit pulls. When you go to check your credit score range, that is considered a soft pull and it will not affect your credit. As for locking in your car loan interest rate and loan amount, a hard pull is required which will in fact affect your credit rating.

Credit range versus score

Think of viewing your credit score range as a guide that’ll help you get an idea as to where you stand when it comes to your credit rating. Obtaining your credit score on the other hand will yield an exact number, and it will affect your overall credit rating.

Reality credit check

You don’t have to have perfect credit to qualify for a car loan. In fact, we can get almost anyone approved for a loan. Whether you’ve got good credit, bad credit or no credit, we’ve got a preowned vehicle for every budget and credit situation. Just remember, the lower your credit score the higher the interest rate and the higher your credit score the lower the interest rate.

How to navigate the car buying process

There are many things to consider when shopping for a used car, especially when it comes to getting pre-approved for a car loan. There’s the interest rate, length of the loan, down payment, how much a lender’s willing to loan you, and your credit score of course.

Soft versus hard credit pull

It’s important to understand the difference between credit pulls. When you go to check your credit score range, that is considered a soft pull and it will not affect your credit. As for locking in your car loan interest rate and loan amount, a hard pull is required which will in fact affect your credit rating.

Credit range versus score

Think of viewing your credit score range as a guide that’ll help you get an idea as to where you stand when it comes to your credit rating. Obtaining your credit score on the other hand will yield an exact number, and it will affect your overall credit rating.

Reality credit check

You don’t have to have perfect credit to qualify for a car loan. In fact, we can get almost anyone approved for a loan. Whether you’ve got good credit, bad credit or no credit, we’ve got a preowned vehicle for every budget and credit situation. Just remember, the lower your credit score the higher the interest rate and the higher your credit score the lower the interest rate.

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We make it easy

Hassle-free pre-approval

Hassle-free pre-approval

Once you fill out the quick and easy pre-approval form, we’ll touch base as soon as possible, usually within an hour or so.

Historically low interest rates

Historically low interest rates

Thanks to our longstanding relationship with our network of lenders, we’re offering interest rates as low as 2.99%!

Robust inventory

Robust inventory

Whether you buy a car online and have it delivered or prefer to shop in-person, check out our robust selection of used vehicles today!

Minimal paperwork

Minimal paperwork

Once you decide on a vehicle, the paperwork process typically takes less than an hour.

White glove service

White glove service

You’ll be rocking and rolling before you know it, thanks to our white glove customer service approach.

Frequently asked questions

Ask us a question - call 630-501-0698